Gift

A gift or a present is an item given to someone without the expectation of payment. An item is not a gift, if that item, itself, is already owned by the one to whom it is given. Although gift-giving might involve an expectation of reciprocity, a gift is meant to be free. In many countries, the act of mutually exchanging money, goods, etc. may sustain social relations and contribute to social cohesion. Economists have elaborated the economics of gift-giving into the notion of a gift economy. By extension the term gift can refer to anything that makes the other happier or less sad, especially as a favor, including forgiveness and kindness. Gifts are also first and foremost presented on occasions - birthdays and Christmas being the main examples.

Presentation

In many cultures gifts are traditionally packaged in some way. For example, in Western cultures, gifts are often wrapped in wrapping paper and accompanied by a gift note which may note the occasion, the recipient's name, and the giver's name. In Chinese culture, red wrapping connotes luck. Although inexpensive gifts are common among colleagues, associates and acquaintances, expensive or intimate gifts are considered more appropriate among close friends, romantic interests or relatives.

Gifts (novel)

Gifts (2004) is the first book in the trilogy Annals of the Western Shore, sometimes called Chronicles of the Western Shore, a young adult series by Ursula K. Le Guin. It is followed in the series by Voices. Gifts won the PEN Center USA 2005 Children's literature award.

Plot

Gifts centers on two young people, Gry and Orrec, who struggle to come to terms with inherent psychic abilities. They live in a poor, mountainous, and culturally backward region, famous for its "witches" and wonder-workers. Gry is a girl who can communicate with animals; she refuses to use her gift to aid hunters, which sets her apart from many in her culture, including her own mother. Orrec is a boy whose supposed gift of "unmaking" is apparently so dangerous that he voluntarily goes through life blindfolded, to avoid causing destruction. The story reveals how Orrec and Gry cope with their gifts, and eventually leave their mountainous home for the wider world.

Reviews

Gifts (song)

"Gifts" is the second single from Ray J's album All I Feel. The video was released on June 12, 2008.

Remix

A remix was released on July 1, 2008. The remix features Lil Wayne, Shorty Mack and Game.

Charts

References

Insurance

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier (often called an "insurance company), is sells the insurance policy to customers. The customers, who are called the insured or policyholder, are the person or entity (which may be a private company or other organization) buying the insurance policy. The amount of money to the customer pays for a certain amount of insurance coverage is called the "premium". Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The transaction involves the insured making a payment to the insurer in exchange for the insurer's promise to compensate (indemnity) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. In the event that the insured experiences a financial or personal loss which is covered by the insurance policy, the insured makes an insurance claim to the insurer. Insurance company claims adjusters and other insurance company employees assess the claim. Insurance policies typically set out certain circumstances or actions which will void the insurance policy; if the insurance policy is voided, then the insurer may not have to pay out the claim.

Ethiopian Insurance F.C.

Insurance (aka Medhin) is an Ethiopian football club, in the city of Addis Abeba. They play in the Ethiopian Premier League, the top level of professional football in Ethiopia.

Performance in CAF competitions

Insurance (constituency)

The Insurance functional constituency is a functional constituency in the elections for the Legislative Council of Hong Kong first created in 1998. The constituency is restricted to only 144 insurers.

A similar Financing, Insurance, Real Estate and Business Services functional constituency was created for the 1995 election by Governor Chris Patten with a much larger electorate base of total 171,534 eligible voters.

Return Members

Electoral Results

Instant-runoff voting system is used.

References